Go for the most affordable places to live in Ontario, not for the cheapest place. This is the best advice I can share at the very beginning with you from my experience. People with the option “cheapest” will suffer more than those people who choose the option “affordable.”
From our experience, we can tell you the 5 Most Affordable Places to “Live and Rent” in Ontario are: 1. Aurora 2. Milton 3. Ajax 4. Welland 5. Midland. Our recommendation: select one city from these 5 cities to get the best experience of your Ontario life because surely they are affordable.
Here, I will share the most affordable places in Ontario province.
Fact #1: Ontario’s temperature ranges from (44 – 93)°F or (6 – 33)°C. Rarely below 36°F and above 101°F (6 – 33°C). Summer starts in Ontario: at (End of June – September).
Fact #2: The income tax rate for Ontario ranged from (5.05 – 13.16)%. The first-taxable income tax rate is slightly less than in other provinces. For the full income tax rates, check the following table –
Income Tax Rate | The taxable income range (Ontario Province) |
5.05% | $46,226 or less |
9.15% | More than $46,226 but not more than $92,454, plus |
11.16% | more than $92,454 but not more than $150,000, plus |
12.16% | More than $150,000 but not more than $220,000, plus |
13.16% | More than $220,000. |
Fact #3: Air Quality Health Index is one factor responsible for a healthy living environment. To-do for you: Select your desired city and check the air quality here.
If you are reading this article it means your concerns are minimum wage, the average cost of living, employment opportunities, etc. Please let me share with you what you should know before moving to any city in Ontario.
Find the right city for you considering these factors –
According to ontario.ca –
(Applicable: January 1, 2022 – September 30, 2022)
(Applicable: October 1, 2022 – September 30, 2023)
Need more details? Click Here to check the details.
Here, I want to share with you the average living cost of 3 different cities in Ontario as a comparison. You will get a better idea from the following table, for sure. Also, separated the data into 2 categories: 2 People’s families & 3 People’s (One child family) living costs.
The following 3 cities are for the people of 3 specific income categories. There are some other affordable cities are there in Ontario. But, if you are thinking about these three cities and you are thinking about an affordable option, London is the best for you.
| For 2 People | For 3 People (One child family) | ||||
London | Ottawa | Toronto | London | Ottawa | Toronto | |
Average Living Cost | $2700 – $3200 | $3000 – $3200 | $3100 – $3500 | $4000 – $4500 | $4300 – $5000 | $4800 – $5700 |
The employment opportunities in Ontario are fantastic because it is one of the most industry-driven provinces in Canada. In other words, “Leading Manufacturing Province.” This province is also known for its high-density population.
Besides high employment opportunities in Ontario, lots of in-demand jobs are available. Therefore, you can choose a city with enough employment opportunities and the expected salary range.
Among 226 cities in Ontario, you should consider one of the following top 5 cities –
According to Payscale, the following job titles are the most in-demand jobs with high-paying salaries in Ontario.
As a newcomer, you can choose any one of the followings –
SL no. | Job title/Profession | Salary Range | Average Salary |
1 | Software Engineer | C$59k – C$106k | C$81,240 |
2 | Project Manager, (Unspecified Type / General) | C$53k – C$108k | C$77,359 |
3 | Human Resources (HR) Manager | C$51k – C$94k | C$72,120 |
4 | Operations Manager | C$47k – C$104k | C$71,159 |
5 | Software Developer | C$51k – C$96k | C$71,106 |
6 | Executive Assistant | C$43k – C$74k | C$57,911 |
7 | Administrative Assistant | C$33k – C$55k | C$42,463 |
There are 226 cities in Ontario. For Executive-Moving audiences like you, I selected the top 5 Most Affordable Places to “Live and Rent” in Ontario as follows with the comparison table:
Rank | City | Avg. Salary | Avg. Monthly pay | Avg. Living Cost | Affordability Index |
1 | Aurora | $65K | $4,090 | $2,866 | 142.71% |
2 | Milton | $53K | $3,477 | $2,841 | 122.37% |
3 | Ajax | $45K | $3,126 | $2,784 | 112.28% |
4 | Welland | $37K | $2,512 | $2,851 | 88.11% |
5 | Midland | $37K | $2,523 | $2,908 | 86.77% |
See short descriptions of these cities below.
One of the most affordable places is named Aurora, Ontario, located in the central York Region within the Greater Toronto Area, Ontario. Plus, north of the City of Richmond Hill.
Total population: 62,057(2021), total area: 50.00 km2. Totally land-surrounded area. But a few minutes drive away to Lake Ontario & Lake Simcoe.
# of Bedroom House vs. Rent:
# of Bedroom House | Rent |
1-bedroom house | $1000 – $1500 CAD per month |
2-bedroom house | $1500 – $2300 CAD per month |
3-bedroom house | $3200 – $3800 CAD per month |
5-bedroom house | $3500 – $3900 CAD per month |
Milton is located in Southern Ontario, Canada, and the Greater Toronto Area. It is one of the fastest-growing municipalities in Canada.
Milton is located west of Downtown Toronto on Highway 401. Larger cities have more opportunities for their residents. So, you can consider Milton, which is comparatively larger than other small towns.
Area: 365 km2 (141 sq mi). Population: 132,979 (2021).
# of Bedroom House vs. Rent:
# of Bedroom House | Rent |
1-bedroom house | $1300 – $1650 CAD per month |
2-bedroom house | $1700 – $3000 CAD per month |
3-bedroom house | $3000 – $4100 CAD per month |
5-bedroom house | $3400 – $3800 CAD per month |
Ajax is located in Southern Ontario, close to Toronto (approximately 25 Km), adjacent to Lake Ontario. Tiny area: 66.64 km2 (25.73 sq mi). Total population: 126,666 (2021).
# of Bedroom House vs. Rent:
# of Bedroom House | Rent |
1-bedroom house | $1100 – $1800 CAD per month |
2-bedroom house | $1500 – $2600 CAD per month |
3-bedroom house | $2500 – $3100 CAD per month |
5-bedroom house | $3200 – $3600 CAD per month |
When you think about Canada, Niagara Falls will come to your mind. Welland is near Niagara Falls. How long is the distance? Well, it’s just an hour’s drive. Due to its location, you can enjoy the aesthetic of Niagara Falls anytime.
# of Bedroom House vs. Rent:
# of Bedroom House | Rent |
1-bedroom house | $1100 – $1400 CAD per month |
2-bedroom house | $1500 – $2000 CAD per month |
3-bedroom house | $2100 – $2600 CAD per month |
Midland is situated near Midland Bay. Port Yachting Centre and Little Lake are there to increase the aesthetic value of Midland. MountainView Ski Centre is there waiting for you to join.
# of Bedroom House vs. Rent:
# of Bedroom House | Rent |
1-bedroom house | $1000 – $1600 CAD per month |
2-bedroom house | $1900 – $2100 CAD per month |
3-bedroom house | $2100 – $2300 CAD per month |
6-bedroom house | $3000 – $4000 CAD per month |
We considered average income, the minimum cost of living, employment opportunities, facilities around the city, average home price, population, the home price to income ratio, and overall score.
The cheapest places are considered based on price. Whereas most affordable options are based on income, living cost, employment opportunities, affordability, urban vs rural, community, safety etc.
As we have much experience in Ontario province, we can say the services, manufacturing, Agriculture, and forestry industries are the top industries here.
Yes!
Even though it is your choice, we would highly recommend going for the most affordable place to live that is advantageous in regard to multiple criteria.
Now, you know what factors to consider choosing the most affordable places to live in Ontario. This article includes all the updated data for 2022. So, you can use and share this data with anyone without any hesitation.
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