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Living in Vancouver vs Toronto: Which City is Better

Living in Vancouver vs. Toronto: Which City is Better to Settle in?

Living in Vancouver vs Toronto? Which city is better to live in? Which one is better, safer & cheaper? People tend to be skeptical when choosing between these two excellent Canadian cities.

It’s not just about living in the city if you love ice hockey. You might hear about the rivalry: Toronto Maple Leafs vs. Vancouver Canucks. Or even for Major League Soccer (MLS) team. Don’t you think so? So, everywhere these 2 cities are competing with each other.

A few factors favor Toronto, and a few support Vancouver. Which one suits you most – is our concern. I am here to help you choose the best city for you. From Executive Moving Concierge, I am willing to help you find the answers you need.

Table of content

  • Resident’s Thoughts on Their City: Vancouver & Toronto
  • Vancouver Vs. Toronto: Differences to Consider
    • Weather
    • Education
  • Vancouver Vs. Toronto: Cost of Living As A Canadian Citizen
    • Rent/Housing & Other Costs
    • Income Tax Rate
    • Cost of Public Transport
  • Conclusion

Resident’s Thoughts on Their City: Vancouver & Toronto

Vancouver

I’ve collected feedback from Vancouver resident Mike Barnard, who lived there for a decade. And he mentioned a few reasons to choosing Vancouver is one of the best decisions. These are –

  • Natural beauty (English Bay off of the Pacific Ocean, The north shore mountains, Temperate rain forest)
  • Too much urban growth is restricted in Vancouver
  • Green, Clean, Peace city with safety
  • Good government available
  • Winter temperatures rarely go down below freezing
  • Less traffic for daily errands
  • Outdoor activities are there

Toronto

We are familiar with Toronto’s motto: “Diversity Our Strength.” So, indeed you will find diversity here.

Torontonians are always ready to go as pedestrians or bikers on the Humber Bay Arch Bridge to enjoy the Humber River area. Toronto residents’ thoughts on their city are as follows –

  • Expense housing
  • Prestigious university
  • Transit covers a large area
  • More job opportunities and more income $
  • Extreme weather
  • Population: 2.93 million (2017)

The influx of traffic on the road.

Living in Vancouver Vs. Toronto: Differences to Consider

Vancouver is a city that offers its residents a healthy lifestyle, affordable living, and excellent quality of life. It is one of the most livable cities in the world. Vancouver’s low crime rates and high-quality education system make it one of the best places to live in Canada. The city also has many beautiful parks perfect for families with children or people who want to enjoy nature at their leisure.

Toronto is the largest city in Canada, and it’s also the capital of Ontario. It’s one of the best cities to live in Canada because of its multiculturalism, urban housing, and modern lifestyle. And much more…

Let me give you some guidelines on what to consider to choose the best suitable city for you.

Weather

Table 1: Check the following table for the brief on weather (Vancouver Vs. Toronto) –

 

Vancouver

Toronto

Weather Type

Temperate weather

Extreme weather

Temperature range

January: 3-7 °C (37 – 44°F).

April: 6-13 °C (42 – 55°F).

July: 14 – 23°C (57 – 73 °F).

October: 8 – 14°C (46 – 57°F)

January: From -7 to 0°C (19 – 32°F).

April: 4 -12 °C (39 – 56°F).

July: 18 – 27°C (64 – 80 °F).

October: 7 – 14°C (44 – 57°F)

Warmest Month

August

July

Coldest Month

December

January

Wettest Month

November

June

Daylight hours

Highest: 16.2 hrs (June)

Lowest: 8.3 hrs (December)

Highest: 15.4 hrs (June)

Lowest: 9 hrs (December)

Education

Quality education is available in both cities, from elementary to secondary schools or universities. They have the facility of quality education for all. You can even find the world’s top universities in both cities.

These 2 cities are fighting each other to rank the #1 position in Canada. Check the following screenshot as proof –

Top Canadian and Global Universities in Toronto and Vancouver, Canada

Vancouver

The education system in Vancouver is very diverse, with many schools and universities to choose from. Also, many opportunities for international students to study here.

The Vancouver School Board (VSB) oversees 100+ schools (including 18 secondary schools, 89 elementary schools, and 2 adult education centers) across Vancouver. Several private and independent schools offer a range of programs for students at various levels.

Check the website of the Vancouver School Board.

About the University of British Columbia: Rank #2 in Canada (2022). Global rank #35 (2022). It is also known as UBC, and its tuition fee is one of the price universities in Canada. For domestic students, it will cost way less than the international students for their bachelor programs.

Toronto

The Toronto District School Board (TDSB) is public in Toronto, Ontario.

The TDSB oversees 583 schools (including 110 secondary schools and 451 elementary schools) across Toronto. The TDSB provides a comprehensive education program for all students from junior kindergarten to grade 12.

Check TDSB website here.

About the University of Toronto: Rank #1 in Canada (2022). Global rank #16 (2022). Often referred to as U of T. It is a public research university & was founded by a royal charter in 1827 named King’s College.

If you are a student and down to enroll here?

Vancouver

Living in Vancouver Vs. Toronto: Cost of Living As A Canadian Citizen

Rent/Housing & Other Costs

Table 2: The following table shows the comparison of living cost among two cities, Vancouver and Toronto –

 

Average cost in Vancouver

Average cost in Toronto

Studio

$1400 – $2000

$1200 – $1800

1 Bedroom

$1800 – $2400

$1400 – $2400

2 Bedroom

$2100 – $3500

$1800 – $3700

3+ Bedroom

$2400 – $6000

$2000 – $4500

Home Insurance Rates

$43 – $155

$45 – $174

Car Insurance Rates

$1832 (Most expensive)

$1528

Phone & internet

$75-80

$127

Groceries

$315 – $370

$280 – $350

Fitness and Personal Care

$55

$55

 

*Note: The Cost of groceries is getting higher day by day due to the inflation of recent years after the pandemic and the Ukraine crisis. So, it could be varied on the stability of economic sustainability of the time you are reading this article.

Income Tax Rate

Vancouver city is located in the British Columbia province & Toronto is in the Ontario province. Due to Canadian provincial law, income taxes in Vancouver & Toronto differ.

Table 3: Before knowing the detailed income tax rate, you need to know about 2 essential things about Vancouver and Toronto from the following table –

 

Vancouver

Toronto

City under the province

Vancouver is a city in the province of British Columbia.

Toronto is a city in the province of Ontario.

Income Tax Range

The income tax rate ranges from 5.06% to 20.5%

The income tax rate ranges from 5.05% to 13.16%

Income Tax Rate for Vancouver, British Columbia

  • 5.06% on the taxable income of $43,070 or less, plus
  • 7.7% on the taxable income, which is more than $43,070 but not more than $86,141, plus
  • 10.5% on the taxable income, which is more than $86,141 but not more than $98,901, plus
  • 12.29% on the taxable income, which is more than $98,901 but not more than $120,094, plus
  • 14.7% on the taxable income, which is more than $120,094 but not more than $162,832, plus
  • 16.8% on the taxable income, which is more than $162,832 but not more than $227,091, plus
  • 20.5% on the taxable income, which is more than $227,091

Income Tax Rate for Toronto, Ontario

  • 5.05% on the taxable income of $46,226 or less, plus
  • 9.15% on the taxable income, which is more than $46,226 but not more than $92,454, plus
  • 11.16% on the taxable income, which is more than  $92,454 but not more than $150,000, plus
  • 12.16% on the taxable income, which is more than  $150,000 but not more than $220,000, plus
  • 13.16% on the taxable income, which is more than $220,000
Toronto

Income Tax Rate

Vancouver’s transit system is quite different from others. The total area is divided into 3 zones. Zone 1, Zone 2, and Zone 3. Here, I just mentioned the range of public transport cost for adults, Compass card, Concessions, Day pass, and Monthly passes.

And in table 5, I mentioned the Cost of Public Transport for Toronto based on age.

Table 4: Cost of Public Transport for Vancouver

zones

Adult

Compass card

Concessions

Day pass

Monthly pass

Zone 1

 

$3 – $5.75

 

$2.4 – $4.5

 

$1.95 – $3.95

 

$10.5

 

$98 – $177

Zone 2

Zone 3

Table 5: Cost of Public Transport for Toronto

Methods of payment

For Adult

Age(13-19) & Age 65+

Cash

$3.25

$2.30

PRESTO

$3.20

$2.25

TTC Monthly Pass

$156

$128.15

12-Month Pass

$ 143

$ 117.45

Downtown Express Monthly Pass

$201.90

$174.05

12-Month Downtown Express Monthly Pass

$188

$163.35

Conclusion

Living in Vancouver vs. Toronto is done. It’s time for you to choose. So, best wishes for your new home from me.

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